What we do
First-Time Buyer?
Buying your first home can be a daunting prospect. We’re here to help you through every stage of the process.
Buying a property is likely to be the biggest purchase you will make, and it is often a complicated process. We will guide you through every step of the way, from putting an offer on a property until completion. Using Alicia Baker Consultancy means you have help and advice at all stages of purchasing a property. We are very quick at replying to our clients to ensure you have tailored, practical and real-time help.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Moving Home?
If you’re moving, we can help secure the best mortgage offer so you can buy your dream home.
Moving home can be a complex and taxing process when it should be an exciting time. Having us alongside you to organise your mortgage and guide you through any hurdles will mean you can focus more on finding the right property.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Remortgaging?
If it’s time to remortgage, you’ll want the best deal available going forward. That’s where we come in.
It can be time-consuming and confusing choosing a new mortgage deal.
Often lenders have different criteria that are not easy to decipher. Here at Alicia Baker Consultancy, we have years of experience and have already encountered most scenarios.
This means we can find the right lender for you quickly and we can scour the mortgage market to find the most cost-effective deal for you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Buy-To-Let Mortgages
There’s a lot to consider when buying an investment property. We can help you avoid the pitfalls and advise you on the best deal.
There are many options to consider when purchasing or remortgaging a Buy to Let property. Many factors involved are regularly changing, such as the stress test ratio that determines how much you can borrow. At Alicia Baker Consultancy we strive to stay one step ahead of these changes so we can guide and advise our clients on how to make the most cost-effective decisions.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.
Family Protection
Whether you need Life Cover, Income Protection or Critical Illness Cover, we’re here to help you protect your finances and your family.
You insure your car, your phone, and your house, why would you not insure your most valuable asset? Yourself!
If you are unable to work due to accident or sickness, can you afford to pay your bills?
Having family protection in place will mean that if you are unable to work you can not only afford to pay your bills, but your lifestyle does not have to change.
Having a life cover policy in place will mean that your family do not have the financial burden and financial worry if you die. Whilst no one wants to consider the thought of it, we also don’t want to leave our families struggling financially if the worst were to happen.
The most important thing about family protection is having the correct type and amount of cover. We have over 15 years experience protecting clients and their families, and we have had many clients use the policies we have set up.
As with all insurance policies, conditions and exclusions will apply.
Home & Possessions
When you buy a home, you’ll also need to make sure it’s protected with the right level of cover. We can help you with the perfect policy to give you the peace-of-mind you need.
Owning a home means that you must have buildings insurance in place. Being underinsured can make your cover invalid or cause a significant decrease in how much your policy pays out in the event of a claim. Our expertise and experience can give you the peace of mind that you are paying for the right cover.
As with all insurance policies, conditions and exclusions will apply.
